Whether you are selling, re-financing or taking a home equity loan, you will be having an appraisal.Â It is a good idea to have the house clean and have access to all harder to reach areas.Â I have some tips that will help you.
Here are some things to assist when the appraiser stops in:
1)Â Allow 30 to 60 minutes for the appraiser to go in and inspect the property as well as take photos.Â The appraiser will also measure the home, garage and any other outbuildings.
2)Â Make a list ahead of time of things that you would like to improve or have ready prior to the appraisal.Â This will help you have better results.
3)Â If you have a floor plan or blue print of your home, it can come in handy when trying to verify measurements.
4)Â Write up a list that includes improvements you have made to the property since you have owned it and how much you spend on those items.
5) Make sure the appraiser has access to all spaces on the property including attic and crawl space areas.
6)Â Point out key features of the home that you feel give it some value.Â There may be some things the appraiser could miss.
7)Â Provide information on last year’s tax assessment.
8)Â Be able to tell the appraiser when the house was built and when improvements were done.Â Such as what year the roof was put on.
9)Â If you know of some recent comparables in your neighborhood, have those available.