October 2015 -Allegheny Twp, PA
Photo by Amy S Myers
Have you found that special house and are not sure if you should go for it or not? Today’s rate at our in house lending company is:
30 Year Fixed – Conventional, 5.125%, 0 points (Keep in mind rates are subject to change based on market conditions, credit score and LTV).
A fun place that my kids love to go in the Pittsburgh Area is Overly’s Country Christmas.
You can drive and then stroll through the village of quaint shops, festive lights, and the smell of the chocolate shop. You can even warm up by the bonfire and drink your hot chocolate.
There is also Hartman Station that has the area’s largest G-gauge model train display. Stop in at the Country Kitchen and get some grilled eats and hot drinks – perfect for warming up on a cold night.
You don’t want to miss the general store where you will find hand made items by local artisans. One-of-a-kind items that are only found at Overly’s. There more things to do and see at Overly’s. Don’t forget to get your hot fresh kettle korn for the ride home.
Bring your family, your entrance donation supports many causes.
Get ready to jump in to the housing market as this is a great time to buy.
“Amid all the bad news about the housing market, there is some good newsâ€”for buyers. Plummeting prices have made homes more affordable. And a new tax break could provide a federal income tax credit of as much as $7,500 for qualified first-time buyers.”
Pittsburgh again noted as top city for affordable housing.
“Other big towns were much more affordable; among them, Cincinnati, St. Louis, Pittsburgh, Atlanta, Minneapolis, Denver, Dallas, Washington, and Las Vegas, where 60 to 80 percent of homes were within reach of median income families. ”
I was delighted to hear that fun things are happening in Pittsburgh.Â Did you know that Pittsburgh has a large working population which has increased by 28,000 since 1996?Â Large companies have announced moving headquarters downtown bringing even more jobs in.Â Read more exciting news about shopping and restaurants.
“In the face of gloom and doom spreading across the country, Pittsburgh’s Downtown is enjoying a bit of a building boom in housing, office development and retail.
The former Lazarus store is being converted into condos, shops, restaurants and offices.”Â and there is more.
quoted from:Â http://www.post-gazette.com/pg/08341/932158-65.stm
A Pittsburgh area home inspector gives his insight on home inspections. Questions, may be directed to Ed Lampl. (Article published with permission)
Consider a home inspection prior to purchasing a home, condominium or commercial property. This can bring peace of mind when you sign the sales contract. Knowing what to expect both inside and out will help you make an informed decision about the value of the building and the future upkeep.
An ASHI home inspection accomplishes two important goals. First, it gives you a chance to determine the condition of the house, its structural soundness, and the condition of its mechanical systems. Second, it brings any problems to the seller’s attention at a time when they can be resolved before closing a sale.
If you sign a contract before inspection, consider including a clause that the sale is contingent upon a satisfactory ASHI certified inspection, and specify when the inspection is to be carried out. That way, you are protected.
A comprehensive inspection includes a visual examination of the structure from top to bottom, including the heating, air conditioning systems, the interior plumbing and electrical systems, the roof and visible insulation, walls, ceilings, floors, windows and doors, the foundation, basement and visible structure.
Following the examination, the inspector will provide a report that not only points out possible defects or areas of concerns, but also the positive aspects of the structure as well as the type of maintenance that will be necessary to keep the home in good shape.
Even the most experienced homeowners lack the knowledge and expertise of a professional inspection firm. For example, watermarks in the basement may indicate a chronic seepage problem, toxic mold or simply may be a result of a single incident. Consider using an inspector that a certified with mold testing/indoor air quality.
A professional assessment will provide complete information about the condition of the property you are considering and will help avoid any unpleasant surprises after the sale. In addition, a home inspector can remain totally objective, while you, as a prospective home buyer, may be emotionally involved.
A decision to have a home inspected is a good investment.
You might save many times the cost of inspection by being aware of defects, maintenance requirements, and upgrading requirements
Good decorating alone should not sell you on a house. Remember, you’re also buying structural and mechanical systems. Walk through a house twice before you hire an inspector. The first time, look at the rooms, the floor plan, and envision your own decorating ideas for the house. The second time, go back and look at the condition of the walls, doors, appliances, and plumbing. If the home still looks good after two visits and you’re getting serious about the purchase, hire an ASHI certified inspector.
Currently, in many states home inspectors are not regulated by any federal government agencies but in Pennsylvania must adhere to the Pennsylvania Home Inspector Law â€“ ACT 114. Warren King, president of the Better Business Bureau of Western Pennsylvania Announces a new â€œStart with Trustâ€ initiative to alert consumers and real estate professionals as to how to identify compliant home inspection businesses. This program is being promoted in conjunction with the Pittsburgh Regional Organization of the American Society of Home Inspectors (PRO-ASHI).
A home inspection usually lasts about three hours. Professional inspection companies will be happy to answer all your questions. Avoid firms that issue only a verbal report. The report should be in narrative form, not just a checklist of items inspected. The home inspector should also issue a written report and adhere to the ASHI standards of practice.
You may find it valuable to accompany the inspector as they goes through the house.
Property inspections are not limited to residential properties. Many inspectors help homeowners with analysis and solutions to specific problems such as energy conservation, wet basements or cracked foundations. Inspectors also inspect work upon completion to ensure that a contract has been properly fulfilled.
If you are considering purchasing a home in Pennsylvania, Ed Lampl, certified ASHI Inspector advises that you invest in an inspection by a reputable inspector that is ASHI verified and compliant with the Pennsylvania law.
When hiring any contractor to come into your house you should consider asking if they have child custody clearances.
Buying a home is one of the biggest decisions you will make. Know what you are buying and what your future upkeep obligations will be. Make sure that your inspector is certified in areas such as mold testing, radon and pest.
For questions contact â€“ Ed Lampl (412-222-5968) ASHI certified – PRO-ASHI verified State compliant â€“ inspector â€“servicing â€“the city of Pittsburgh and surrounding counties â€“
Home Inspections + Environmental Testing – Sick Building Syndrome Specialist
ASHI (American Society of Home Inspectors) #246381
CMI & CMA (Certified Mold Inspector & Assessor) #2033
Pesticide Applicator #402710 + DEP PA. Radon Certified #2569
www.HomePlusIsUs.com – take a virtual inspection at our website
“We provide a superior level of service unmatched in the Testing and Building Inspection Industry”
Check out this featured home that has just returned to the market.
This immaculate all brick ranch home has three Bedrooms, and two full baths. Neutral decor in the main living area. There is a large Living room with hardwood floors. You will have lots of room for play in the yard that includes a pool. This home has a spacious two car garage with lots of parking in the driveway. Contact me today to view!
It is always an encouragement to hear that our area has good housing news. The housings prices in the Pittsburgh market have not had a severe depreciation or appreciation and this has kept us stable.Â Brandy Fabry, President of the Greater Allegheny-Kiski Area Board of Realtors, was quoted as saying, “Generally speaking, this is one of the more stable markets in the country.”
It is a buyer’s market still, lots of inventory, great prices and the mortgage rates are still attractive. Things are a little slow for sellers and new home construction, as there is a lot of inventory but experts expect that to pick up late next year. If you are on the fence and are thinking of buying, jump off into that great house. Great opportunities are out there.
This cozy cape code offers one floor living. The full bath and a bedroom are on the main floor. You will find fresh neutral decor. The kitchen is updated beautiful wood cabinets and ceramic tile. For convenience, appliances are included. Downstairs is a finished game room with lots of space and an integral garage. There are covered porches on the back and front. Huge yard for lots of play that back up against the woods.
Contact me today for more info or to schedule a showing. Thank you!
For more photos and details click here.
This Friday, starts off the holiday season in Pittsburgh in festival of lights.Â This yearly celebration event includes tree lighting, Santa Spectacular, and the PPG Place ice rink opens officially.Â The night ends with a fireworks finale at Point State Park – starting at 9 pm.
I have been in the Pittsburgh area for 20 years now and every year I hear of light up night.Â For one reason or another, I never get to make it.Â And yes, I am still hoping to do so.Â Maybe this year will be the year.Â It is a great time for fun with family and friends.Â For photographers this is a great opportunity to get the city at its brightest.
Pittsburgh Light Up Night details (Friday, November 21, 2008)
If you get to go tell me about it.